📊 CMA Generator
Subject property + Cloud CMA comps → premium client-ready market analysis. Toggle seller-side or buyer-side. Print to PDF, refine via chat, send the follow-up email.
Step 1 · Choose mode + load property
Look up by MLS# in your live DDF feed, or upload PDFs from MLS / Cloud CMA.
FASTEST PATH
DDF live feed · ~2 seconds
⚡ Quick Lookup by MLS #
Auto-fills the subject AND suggests up to 12 best-match comps from your live MLS inventory (geo + sqft + bed scored). Skip the PDF dance for any listing currently in the feed.
or upload PDFs (off-MLS / older listings)
From MLS, Realtor.ca, HonestDoor, City Assessment, etc. The home being valued.
Sold + active comparables (typically 5-15 properties).
Property profile
Changes which closing costs apply (RPR vs estoppel, septic/well, condo fees, etc.).
From the latest City assessment. Drives carrying-cost calc.
Overrides the PDF. Adjusted against each comp (~$16K/stall in Calgary), so a no-garage home isn't valued like one with a double.
Actual rate for the net / carrying-cost (seller) and mortgage payment (buyer). Blank = current market estimate.
Net $ adjustment to the opinion of value (+ or −):
Applied directly to the reconciled value (and the range, price + net follow). Your note documents why in the report — this is exactly what an appraiser's subject-adjustment line does.
e.g., Mahogany, Auburn Bay, Lake Bonavista, Aspen Estates HOA. Upgrades + value factors go in the one "Value considerations" box above.
Seller info
The list/sale number the seller has in mind. The report says if it's achievable and how.
What the seller wants to pocket after all costs + mortgage. The report works backward to the sale price needed.
How the total real-estate commission is computed for the net. GST (5%) is added automatically.
Anything else the seller pays at sale: staging, pre-list repairs/cleaning, moving, title insurance, etc. Added to the net sheet.
What the seller still owes today — this drives the net "walk-away." Their down payment is already reflected in this balance. Leave blank only if owned free and clear.
IRD or 3-month interest if breaking mid-term.
Vacant/tenant → monthly holding cost is a real carrying cost while it sells and is factored into the CMA. Owner-occupied = normal living expense, not counted.
Instantly tests the seller's net goal and/or target price against the commission, other costs, and mortgage you entered above. No CMA generation needed.
Upload both PDFs + enter client name to enable.