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Crimes against quick commissions

Guilty As Charged.

You saw the mugshot. Here is the full charge sheet — ten things I get accused of, and why I plead guilty to every one of them.

REALTOR® · SRES® · KO RealtyCalgary · Airdrie · Chestermere · Cochrane · OkotoksEnglish · বাংলা · हिंदी · اردو
REALTOR — CLIENT-FIRST OFFENDER Putting clients above commission. No contest.

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I'll call you back within the hour during business hours. No pitch, no pressure — just a straight conversation.

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Accused of

The charge sheet

Ten counts. I'm not disputing any of them. Here's what each one actually means for you.

1
Plea: guilty

Responding to client texts and calls well past 10 PM

Offers land at night. Deadlines don't wait for office hours. If you're up worrying about a condition that expires tomorrow, I'd rather answer than let you sit with it until morning.

2
Plea: guilty

Advising clients against a home they love when the risk is real

Post-tension slab, a reserve fund that can't cover the roof, a price nobody nearby has paid — I'll say it out loud even though it can cost me the sale. Then you decide. Plenty of my clients buy anyway, and that's fine. What's not fine is finding out afterward.

3
Plea: guilty

Declining unreasonable requests

I won't write something into an offer that misrepresents your position, and I won't push another agent's client in a way I'd be embarrassed to explain. I'm accountable to RECA, and to you — in that order it happens to be the same thing.

4
Plea: guilty

Telling sellers to wait when their situation isn't time-sensitive

Detached and apartment are two different markets in Calgary right now, and they don't move together. If the numbers say your segment is thin this month and you don't have to move, I'll tell you to hold — and I don't get paid for that advice. That's rather the point.

5
Plea: guilty

Saying out loud that real estate isn't for everyone

It's illiquid, it has carrying costs, and it isn't a guaranteed return. For some people at some points in life, something else fits better. I'm a REALTOR®, not a licensed financial advisor — so for investment advice, see one. I'll just be honest about what property can and can't do.

6
Plea: guilty

Refusing email blasts, mass texts, and the follow-up call an hour after we meet

You're not a lead in a drip campaign. You'll hear from me like a person — as often or as rarely as you want. If you'd rather have quiet until you're ready, you get quiet.

7
Plea: guilty

Steering clients away from their maximum approval

The most a lender will lend you is not the most you should borrow. The stress test tells you what you survive, not what you enjoy. I'd rather you buy comfortably than feel the payment every month for five years. Your mortgage broker runs the numbers; I'll ask whether you actually want to live with them.

8
Plea: guilty

Admitting I might not be the best realtor for you

Everyone claims to be #1 at something. I'm not going to. Calgary has a lot of good agents — talk to a few, pick the one who explains things in a way that makes sense to you. If that isn't me, genuinely, no hard feelings.

9
Plea: guilty

Preferring data over emotional selling tactics

No "three other offers coming in" unless there are. I'll show you the recent sales, the days on market and the months of supply for your segment, and let the numbers make the argument. It's a slower sale. It's a better decision.

10
Plea: guilty

Being stubborn at the negotiating table

I negotiate hard and I'm comfortable with silence. I can't promise you a specific price — nobody honest can, the market decides that — but I can promise I won't take the easy number just to get it done by Friday.

Clients win. I take the blame.
In plain words

What this actually costs me

Every charge on that list is a sale I slowed down or lost. Telling a seller to wait is unpaid work. Talking a buyer through why the condo board's reserve fund matters is a showing that doesn't end in an offer. Admitting I might not be your best fit is a client who calls someone else.

I do it anyway, because the alternative is a business built on people who'd choose differently if they knew what I knew. That's not a business, it's a countdown.

If that's the way you'd want to be dealt with, let's talk. If you want someone who'll tell you every home is a great buy and every month is a great month to list, I'm honestly the wrong call — and I'd rather you find that out now than in month four.

The accused

Mohammad Emon, REALTOR® · SRES®

I'm a licensed REALTOR® with KO Realty in Calgary, and a Seniors Real Estate Specialist. I work with buyers and sellers across Calgary, Airdrie, Chestermere, Cochrane and Okotoks, in English, Bangla, Hindi and Urdu. Every fee, commission and rebate is negotiable and goes in writing before I do any work.

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Mohammad Emon, Calgary REALTOR® at KO Realty
FAQ

The cross-examination

Why would a realtor tell me to wait?
Because sometimes waiting is the better move for you. If your situation isn't time-sensitive and the numbers say holding is stronger, I'll say so, even though it means I don't get paid. You decide either way. I just want you deciding with the real numbers in front of you.
You talk clients out of homes they love. Isn't your job to sell them?
My job is to make sure you see the risks before you commit, not to close you. If a home has a problem — the foundation, the condo board's reserve fund, the resale, the price against recent sales — I'll tell you plainly. Then it's your call. Plenty of my clients buy the home anyway, with their eyes open.
Why won't you just get me approved for the maximum?
A lender tells you the most they'll lend. That isn't the same as the most you should borrow. I'd rather you buy comfortably and sleep at night than max out and feel it every month. Talk to a licensed mortgage broker about the numbers; I'll talk to you about the payment you actually want to live with.
Are you saying real estate isn't a good investment?
I'm saying it isn't right for everyone, at every moment. It's illiquid, it has real carrying costs, and it isn't a guaranteed return. For some people, at some points in their life, something else is the better fit. I'm not a licensed financial advisor, so for investment advice see one. I'll just be honest about what real estate can and can't do.
Do you follow up after we meet?
Yes — like a person. Not a mass text, not an email blast, not a call an hour after we shake hands. If you want to hear from me weekly, I will. If you want quiet until you're ready, you get quiet.
Are you the best realtor in Calgary?
No, and anyone who tells you they are is selling you something. Calgary has many good agents. Talk to a few. Pick the one who explains things in a way that makes sense to you. If that's not me, that's genuinely fine.

Ready to talk to the accused?

Tell me a bit about your situation and I'll call you within the hour during business hours. No pressure, and no follow-up you didn't ask for.

Legal & disclosures

General information only. Everything on this page is general information about real estate in Alberta. It is not legal, tax, accounting, mortgage, financial, or immigration advice, and it is not a substitute for advice from a qualified professional. Please get your own independent advice before you decide.

Licensing. Mohammad Emon is a licensed real estate associate (REALTOR®) registered with the Real Estate Council of Alberta (RECA) and representing Ko Realty Ltd. Real estate services are provided through the brokerage.

Fees, commissions and rebates. All fees, commissions and any buyer rebate are negotiable. There is no standard or fixed industry rate. Any fee or rebate is set out in a written service agreement and is subject to brokerage approval. A rebate or incentive may need to be disclosed to your lender and may have tax effects to review with an accountant. Rebates and incentives, where offered, are provided on a case-by-case basis after discussion.

No guarantee. Nothing here is a promise or guarantee of a specific result, price, rebate, timeline, or approval. Market conditions, lender decisions, builder terms and other factors are outside my control.

Representation. A signed written service agreement is required before I represent you; until then, I do not represent you. This page is not intended to solicit buyers or sellers who are already under a written service agreement with another brokerage.

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