Does Alberta have a land transfer tax?

No. Alberta is one of the few provinces with no land transfer tax. You only pay small Land Titles registration fees (about $50 plus $5 per $5,000 of value), saving buyers thousands versus Ontario or BC.

How much are closing costs in Calgary?

Typically 1.5–3% of the purchase price on top of your down payment — mostly legal fees, title insurance, inspection, appraisal and Land Titles fees. This tool itemizes them for your price.

For Buyers

What Will Closing Day Cost?

Beyond your down payment, you need cash for legal, title, inspection and Land Titles fees. Good news: Alberta charges no land transfer tax — so you keep thousands vs Ontario or BC.

The purchase

Purchase price

Down payment

This is a condo / apartment (adds estoppel + doc fees)

Total cash needed on closing day

Estimates for typical Calgary transactions. CMHC premium (if under 20% down) is added to your mortgage, not paid in cash — and Alberta charges no PST on it. Your lawyer will confirm exact figures including property-tax adjustments.

Get a closing-cost breakdown for your deal

Send Mohammad the home you are eyeing and he will map every dollar to close — plus connect you with a flat-fee real estate lawyer.

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