How is home equity calculated?

Equity = your home's current market value minus everything you owe against it (mortgage plus any secured line of credit). It is the cash you would keep after selling and paying off the loan and selling costs.

Can I use my equity without selling?

Yes — through a refinance or a home equity line of credit (HELOC), often to buy an investment property or fund a renovation. Mohammad can connect you with a mortgage broker and run the numbers.

For Homeowners

How Much Equity Do You Really Have?

Your home is probably your biggest asset. See your equity today, how much you have gained since you bought, and where it is projected to go.

Your home

Estimated current value (not sure? use What's my home worth)

Mortgage balance remaining

What you paid (optional)

Years owned (optional)

Your equity today

Projection assumes ~3%/yr appreciation (long-run Calgary average) and continued mortgage paydown. Actual values vary by community and condition — Mohammad can pull true comparable sales for your block.

Track your equity automatically

Want a monthly equity + market update for your address (and the moment it makes sense to sell, refinance, or buy your next place)? Mohammad will set it up.

← All free tools 🔍 Search MLS listings 🏷 What's my home worth? 💬 Talk to Mohammad