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Comparing two new-build homes? Understand the complete cost before choosing.

Two builders rarely present their numbers the same way. Use the full-cost worksheet below to put two to four homes or written offers on the same basis, or send me what you have and I will compare the documented price, inclusions, deposit schedule, written incentives and possession terms, and tell you plainly what is still unknown instead of filling the gaps with a guess.

Documented terms, not estimatesREALTOR® · SRES® · KO RealtyCalgary & Chestermere

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Full-cost worksheet

Compare the full cost, side by side

Enter what each builder has given you in writing. Leave a field blank when you do not know it: the worksheet treats blank as unknown, not zero, and lists what to ask. Nothing you type leaves this browser unless you choose to send it to me.

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Results

The comparison

What a real comparison covers

Here is the shape of the comparison, with illustrative entries so you can see what belongs in each row. These numbers are examples only — not current pricing for any builder or community.

CompareHome A (illustrative)Home B (illustrative)
Advertised pricee.g. $612,900e.g. $598,500
Documented inclusionse.g. appliances, blinds, landscaping listed in spec sheete.g. appliances only; landscaping is an upgrade
Known exclusionse.g. fence, central A/Ce.g. fence, deck, GST not stated as included or extra — confirm
Deposit schedulee.g. $10,000 on signing, balance at milestones per contracte.g. not yet provided in writing — to request
Written incentivese.g. $5,000 design-centre credit, in writinge.g. verbal mention only — not yet in writing
Possession termse.g. estimated window stated, adjustment holdback per contracte.g. estimated window stated verbally only — confirm in writing
Representatione.g. buyer registration confirmed before visite.g. visited without registering — status to confirm with builder

Rows marked "to confirm" or "not yet provided" are exactly the kind of gap I flag rather than fill in with an estimate. A missing number is information, not a defect in the comparison.

Bring these

What to bring

  • The builder, community and model name for each home.
  • Any price sheet, spec list, or written offer you already have — pasted as text or a public listing link.
  • Your budget and approximate financing stage.
  • Whether you have visited a showhome, registered with a builder, or signed anything.
What I check

What I check, and what I cannot

I compare what is documented: advertised price, written inclusions and exclusions, deposit schedule, written incentives, and possession terms as stated in the contract or spec sheet. Where a term has only been mentioned verbally, I say so and tell you how to get it in writing before you rely on it. I do not estimate a builder's current pricing, invent an incentive, or assume every builder pays a buyer's-agent rebate — those vary by project and need to be confirmed directly.

Why this matters

Why documented terms matter more than a lower headline price

A lower advertised price with fewer inclusions can cost more once you price out what the other home includes. A verbal incentive that never makes it into the contract is not an incentive. And a showhome visit does not automatically settle who represents you — that depends on the specific builder's policy and when you visited. None of that shows up by comparing two price tags side by side, which is why the comparison starts with what is actually in writing.

Next steps

Three clear next steps

1

Send what you have

Names, models, budget and anything in writing. Text is fine — no document uploads needed.

2

Get the comparison and the gap list

I return a side-by-side comparison and tell you exactly what is missing or needs to be confirmed with each builder.

3

Decide with the full picture

If you want representation going forward, I help you get the remaining terms in writing before you sign anything.

FAQ

Questions, answered

Will you tell me which builder is offering the bigger discount?
No. Builder pricing and incentives change often and are not published anywhere I can verify in advance. What I do is compare the documented terms of your specific homes — advertised price, written inclusions and exclusions, deposit schedule, written incentives, and possession terms — side by side, and flag what is missing or unclear so you can ask the right question before you sign.
Do all builders pay a buyer's agent commission or rebate?
No, and I will not tell you that they do. Builder co-operation with buyer's agents, and any rebate, varies by builder and by community, and needs to be confirmed for the specific project. Where a rebate applies, it is set out in a written agreement, case by case.
I already visited the showhome and gave my information. Can you still represent me?
Often, yes — but it depends on the builder's specific registration and representation policy, which varies by project and sometimes changes without much notice. Tell me which showhomes you have visited and I will tell you honestly what that does and does not mean for representation, rather than assuming either way.
What do you need from me to do the comparison?
The builder or community names, the specific home or model, your budget, and anything in writing you already have — a price sheet, a spec list, a written offer, or a listing link. You can paste details as plain text; there is no need to upload documents. Anything you have not received in writing yet, I will help you ask for.
Is the worksheet on this page automated?
The worksheet does the arithmetic in your browser from what you enter, and nothing is sent unless you choose to. It treats a blank field as unknown, not zero, and will not call a total complete while anything is missing. The personal comparison is different: I review what you send and reply with my read on it. Where a term is not documented, I say so rather than estimate a number and present it as fact.

Ready to compare?

Send what you have on each home, and choose email or a phone call for the reply.

Legal & disclosures

General information only. Everything on this page is general information about real estate in Alberta. It is not legal, tax, accounting, mortgage, financial, or immigration advice, and it is not a substitute for advice from a qualified professional. Please get your own independent advice before you decide.

Licensing. Mohammad Emon is a licensed real estate associate (REALTOR®) registered with the Real Estate Council of Alberta (RECA) and representing Ko Realty Ltd. Real estate services are provided through the brokerage.

Fees, commissions and rebates. All fees, commissions and any buyer rebate are negotiable and vary by builder. There is no standard or fixed industry rate, and not every builder pays a buyer's-agent rebate. Any fee or rebate is set out in a written agreement and is subject to brokerage approval and, where applicable, builder confirmation.

No guarantee. The illustrative comparison template above uses example figures only and does not reflect current pricing, inclusions or incentives for any builder or community. Nothing here is a promise or guarantee of price, savings, representation eligibility, or approval.

Representation. A signed written service agreement is required before I represent you; until then, I do not represent you. Whether a prior showhome visit or registration affects representation depends on the specific builder's policy. This page is not intended to solicit buyers who are already under a written service agreement with another brokerage.

Third parties. Builders, lenders, lawyers and other professionals referred to are independent third parties. I do not provide their services and am not responsible for their advice, products, terms, incentives or approvals. You choose who you work with.

Accuracy & privacy. Builder prices, inclusions, incentives and possession terms change and must be confirmed directly with the builder. Please do not send passwords, banking details or full financial statements through this form. Information you send is used to contact you about your enquiry and is handled under our privacy policy.

Trademarks. REALTOR® is a trademark owned by the Canadian Real Estate Association (CREA). Builder and other third-party names are trademarks of their owners, used for identification only and do not imply endorsement or partnership.

Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS® System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.